We also send periodic informational updates to our members via email. Third Party Collections of Information Our policy only addresses the use and disclosure of information we collect from you. In addition, we collect address, credit card, and bank information only from those who wish to acquire Gold and Silver member privileges. Therefore, if your password has been compromised for any reason, you should immediately change your password. If, despite the foregoing, you lose control of your password, you may lose substantial control over your personally identifiable information and may be subject to legally binding actions taken on your behalf.